OPEN LETTER TO ACRBI ACCOUNT HOLDERS FOR USE WITH OTHER INSTITUTIONS
October 27, 2024
SEE USPES VALUES
APEX CAPITAL RESERVE BANK, INC (“ACRBI”)
ACRBI is a RESERVE BANK, and is a depository approved by USPES.
All transfers from ACRBI, as approved by USPES for transfers of funds originating with USPES, are initiated by ACRBI issuing an ACRBI BANK DRAFT, with CLEARING to only be executed as described herein.
LEDGER-TO-LEDGER TRANSFER
After a DEPOSITOR has provided ACRBI confirmation that a receiving BANK has agreed to follow this protocol, ACRBI may send, via a receiving BANK’S official email, a copy of an ACRBI BANK DRAFT; and, if the receiving BANK so desires, it may send an email to BPCH@APEXCAPEBANK.COM to request the physical transfer to the BANK (via FEDEX or hand carried) of the physical cash ACRBI BANK DRAFT.
The BANK may validate the ACRBI BANK DRAFT by visiting APEX CAPITAL RESERVE BANK Inc. (apexcapebank.com); using information off the copy, or off the ACRBI BANK DRAFT.
If the original is requested by the receiving BANK, the authenticity of an ACRBI BANK DRAFT may be verified by reading it with a MAGNETIC INK CHARACTER RECOGNITION READER (“MICR READER”), using the INTERNATIONAL BANK DRAFT option; otherwise, the MICR READER may be overridden to accept manual input.
The BANK may use the MICR READER CODE that would be produced to send to its regulatory authority to inform the authority of the transaction.
The BANK may send, to BPCH@APEXCAPEBANK.COM, a request for a BLACK SCREEN showing the DEBIT of the amount to be transferred from an ACRBI DEPOSITOR’S account to be transferred to the account in the receiving BANK.
Once the BLACK SCREEN showing the DEBIT to the DEPOSITOR’S account, has been received, the receiving BANK must proceed to CREDIT the account in the receiving BANK; and, thereafter, send a BLACK SCREEN of the CREDITED account to BPCH@APEXCAPEBANK.COM
To verify your INSTITUTION’s acceptance of this protocol, or for them to discuss other information, please have them send an email to you, for you to forward to salas-cr@apexcapebank.com, or they may send the email direct themselves, addressed to EDUARDO SALAS, ACRBI VICE PRESIDENT OF PUBLIC AND CUSTOMER RELATIONS.
API TRANSFER
An ACRBI BANK DRAFT that is held without sending by ACRBI, may be CLEARED by using ACRBI API Steps 2024.04.05v3.pdf (change2100.com).
KTT TRANSFER
An ACRBI BANK DRAFT that is held without sending by ACRBI, may be CLEARED by using 150. ACRBI KTT MT199 PRE-ADVICE PROCEDURES (change2100.com)
COMMERCIAL TRANSFER
An ACRBI BANK DRAFT that is held without sending by ACRBI, may be CLEARED by the DEPOSITOR using 1053. ACRBI BANK DRAFT CLEARED WITH COFFEE (change2100.com) or other commercial processes as published in Welcome (change2100.com)
After the funds are available through commerce, subject to approval by USPES, they may be provided to the receiving BANK using any standard BANK TRANSFER method the receiving BANK may allow.
MORE INFORMATION
For more information contact an INDEPENDENT CONTRACTOR.
To be assigned a CONTRACTOR send an email to contractor-assign@change2100.com